Offer an Employee Assistance Program (EAP) Through COSE Benefit Plan

For many small businesses, the current health insurance landscape provides limited choice and flexibility when it comes to offering your employees quality coverage

With the COSE Benefit Plan, administered through Medical Mutual, your group gains access to health benefits, as well as dental, vision, and life insurance options. This helps you provide a fully integrated benefits package, at an affordable cost to you and your employees.   A benefit specific to electing life insurance through the COSE Benefit Plan is access to an employee assistance program (EAP).

This EAP plan is administered by HealthAdvocate and provides 24/7 confidential and personal support for employees and their families for everyday challenges. This can include assistance with legal problems, life transitions, substance abuse and more. Access to the EAP plan is unlimited for short-term support, but if long-term treatment is necessary, trained clinicians from HealthAdvocate may refer members to an in-network behavioral health professional.   This EAP benefit is automatically included at no additional cost for all COSE Benefit Plan groups that elect life coverage.

The EAP plan is a great way to support your employees through difficult circumstances and offer them the help they need.   For more information about the EAP plan, visit To enroll in the COSE Benefit Plan, please contact your broker, your Medical Mutual Sales representative or fill out our group quote form.

Medical Mutual



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