Health Insurance

Health insurance solutions for your small business

COSE is pleased to partner with Medical Mutual of Ohio and local chambers to provide health insurance to Greater Cleveland’s small business community. The COSE Benefit Plan, also known as the COSE multiple employer welfare arrangement (COSE MEWA), is a health plan designed for small businesses to provide their employees with the same great health benefits that large corporations do. 

When you choose COSE for your health insurance needs you receive the following benefits:

Savings – Through its partnership with Medical Mutual of Ohio, COSE offers its members special pricing on group health insurance.

Information – The COSE team is here to provide consultation and advice on your health care options.

Advocacy – COSE is your voice at the state and federal level as health care reform continues to evolve. COSE advocates on behalf of small businesses to ensure that health care reform does not unnecessarily burden Ohio’s small business owners.

Learn more about your COSE health insurance options:

Wellness Programs

Medical Mutual provides a series of wellness programs to those COSE members enrolled in a Medical Mutual health insurance plan including: 

Quitline Tobacco Cessation Program

Medical Mutual’s QuitLine program helps tobacco users quit for good with one-on-one coaching, a personalized quit plan and educational materials. Participants can also receive a supply of nicotine replacement therapy at no charge. Members can call 1-866-845-7702.

Weight Management Wellness Program

Medical Mutual has teamed up with WW® (formerly Weight Watchers) to to offer our members a savings of almost 50% off the regular monthly rate.  To enroll, members should email or call 1-800-251-2583, any time, seven days a week. They will need their member ID number.

Enrollment fee reimbursement: If your organization hosts Workshops in the Workplace (formerly At Work Meetings), covered employees can be reimbursed up to $150 in enrollment fees per calendar year. Employees receive $50 back from their enrollment fee when they attend at least 10 workshops in a 12-week series, or $75 back when they attend at least 14 workshops in a 17-week series. If you’re interested in starting Workshops in the Workplace, please call WW directly at 1-800-828-9675. (Note: A minimum of 15 interested employees is required.)

Up-front discounts: Covered employees can also take advantage of reduced membership rates with WW. Medical Mutual members can save almost 50 percent off the standard cost of the Digital, Digital + Studio and WW for Diabetes programs. For more information, interested employees should log in to My Health Plan at and click WW (Weight Watchers) under the Healthy Living tab.

Online Health Assessment

The Health Assessment is a series of questions to give employees an overall picture of their well-being. It may help an employee identify his or her risk for certain chronic diseases, such as heart disease or diabetes. The Health Assessment is protected by the highest security standards, and is only accessible to the individual employee taking it.

Disease Management & Maternity Programs

COSE offers the Medical Mutual Disease Management & Maternity Programs to help members who are pregnant or diagnosed with certain health conditions. The program offers a unique approach, providing flexible education and personalized attention that is focused on your individual needs. You receive valuable help from a trained coach who will help you control your condition and prevent complications to achieve your best overall health.

Connect with us and learn more about how COSE can help you achieve success