Health Insurance
Healthcare solutions for your business
COSE is proud to partner with Medical Mutual, Ohio’s hometown health insurer, to help people live healthier through all stages of life. Medical Mutual offers exceptional service and comprehensive solutions for small businesses, all backed by a mutual business model that prioritizes members over investors.
Check out Medical Mutual’s healthcare solutions to see what best suits you and your employees.
COSE Benefit Plan (1-50 employees)
Administered by Medical Mutual, the COSE Benefit Plan is available to small businesses with one to 50 employees. The COSE Benefit Plan is a multiple employer welfare arrangement (MEWA), which pools funds across thousands of small businesses so you and your employees can experience higher-quality coverage at a lower rate. Employers can get a comprehensive benefits package by adding dental, vision, life & disability plans and more. Talk to your broker or request a quote online from a Medical Mutual Sales representative.
COSE Alliance Plans (51+ employees)
COSE Alliance Plans for businesses with more than 51 employees provide access to comprehensive benefits packages, including health insurance and wellness programs designed to support employee well-being. These plans also offer premium tax savings of up to 1.4%, helping businesses reduce their overall costs while investing in their workforce.
Premium tax savings of up to 1.4%
Larger businesses of 51 to 500 employees can receive significant financial savings when they enroll in a Medical Mutual health plan, including premium savings of up to 1.4%. Any health plan can be paired with Medical Mutual’s dental, vision and life & disability plans, plus prescription drug and wellness programs for a comprehensive benefits package.
Employee Assistance Program discounts of up to 10%
The mental health and well-being of your employees is important. That’s why ESI EAP, a Medical Mutual Company, is offering discounts of up to 10% for COSE members. ESI EAP benefits are below and can be customized to your industry.
- Superior clinical counseling services
- Online employee development trainings
- Self-help resources
- Performance coaching
Medicare plans for retirees
If your employees are approaching age 65 or preparing for retirement, they may have questions about when they can enroll in a Medicare plan. Medical Mutual's licensed agents are available to answer questions and discuss plan options with your employees. Medical Mutual offers a variety of Medicare Advantage and Medicare Supplement plans, as well as Individual and Family plans for those retiring before age 65. Contact a licensed agent at 1-800-732-3106 (TTY 711) to learn more or request a quote.
